AppleTree Cash is a licensed online payday lender serving residents across Ontario and Saskatchewan. Select your province to find your city.
Licensed under the Payday Loans Act, 2008. We serve residents across the province with fast, fully online applications — no branch visit required.
Licensed under The Payday Loans Act. Saskatchewan residents can apply fully online for fast approval and same-day E-Transfer funding.
Complete our 5-minute application at any time. Upload your 90-day bank statement and we'll do the rest.
Most applicants receive a decision within 5 minutes. We assess your income and banking history — not your credit score.
Once you sign your loan agreement, funds are sent via Interac E-Transfer within 20 minutes — 7 days a week.
Regulated maximum cost in Ontario and Saskatchewan. No hidden fees, ever.
Required disclosure. Representative example: borrow $500, repay $570 total.
Loans up to 62 days. No rollovers or extensions permitted by law.
Cost of Borrowing
Loan repayment terms 62 days.
The maximum Annual Percentage Rate (APR) is 364%, which includes interest and all applicable fees. 62 day loans.
Maximum allowable cost per $100 Borrowed $14.00 | Cost per $100 Borrowed $14
Representative Example: Borrow $500. The total cost of borrowing is $70. Total repayment: $570. APR 364%. On a loan of 62 days, the APR is 82.42%. This includes interest and all applicable fees.