Need fast cash in Sarnia? Apply online with AppleTree Cash in 5 minutes. No credit check, no branch visit. Get approved and receive funds via Interac E-Transfer the same day — 7 days a week.
Complete our 5-minute application from anywhere in Sarnia. Upload your 90-day bank statement — that's all we need.
Most Sarnia applicants receive a decision within 5 minutes. We look at income and banking history — not credit score.
Sign your agreement online and receive your funds via Interac E-Transfer within 20 minutes — 7 days a week.
Must be 18+ and a Canadian citizen or permanent resident living in Ontario.
Employment, CPP, OAS, EI, ODSP, child tax, or government benefits of at least $400/pay period.
A Canadian chequing account active for at least 90 days with direct deposit history.
We don't perform hard credit checks. Bad credit or no credit history is not a barrier to approval.
Licensed under the Payday Loans Act, 2008 and regulated by FSRA. Fully compliant with all Ontario borrower protections.
Funds sent via Interac E-Transfer within 20 minutes of signing your agreement — including weekends.
Your personal and financial information is fully encrypted and never shared or sold to third parties.
$14 per $100 borrowed. No hidden charges, no application fees, no prepayment penalties.
Regulated maximum cost in Ontario. No hidden fees, ever.
Required disclosure. Example: borrow $500 for 14 days, repay $570 total.
Minimum 14 days, maximum 62 days. No rollovers or extensions permitted by law.