Fast & Secure

Interac E-Transfer

We send your approved loan funds via Interac E-Transfer — the fastest, most secure way to get money directly into your bank account.

Apply Now — It's Free How It Works

Why E-Transfer?

Interac E-Transfer is Canada's preferred way to send and receive money — and it's how we get your funds to you as fast as possible.

Instant Delivery

Funds arrive within minutes, not days. No waiting for cheques to clear or bank holds to lift.

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Secure Transfer

Bank-level encryption protects your transfer from start to finish with every transaction.

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Easy Access

Deposit directly to your bank account via your mobile banking app in just a few taps.

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24/7 Available

E-Transfers can be sent and received around the clock — including weekends and holidays.


How E-Transfer Works

From approval to funds in your account — here's exactly what happens after you're approved.

1

Loan Approved

Once your application is approved, we initiate the E-Transfer immediately — no delays.

2

Email Notification

You'll receive an email from Interac with instructions to deposit your funds.

3

Accept Transfer

Click the link in the email or accept via your bank's mobile app. Quick and simple.

4

Funds Available

The money is deposited directly into your bank account — instantly available to use.

Enable Autodeposit for Faster Funds

Interac Autodeposit allows E-Transfers to be deposited directly into your bank account without needing to answer a security question.

How Autodeposit Helps You

  • Funds go directly to your account — no extra steps required
  • No security question to answer when you receive your transfer
  • Enable this feature through your bank's mobile app or online banking
  • The single fastest way to receive your loan funds

Important Notes

Sent Within 20 Minutes E-Transfers are typically sent within 20 minutes of approval during business hours.
Verify Your Email Make sure your email address is correct in your application — this is how you'll receive the transfer.
Sender Name The E-Transfer will appear from "AppleTree Cash" or our registered business name.
Contact Us If Delayed Haven't received your E-Transfer within 1 hour of approval? Contact us right away.
30-Day Expiry E-Transfers expire after 30 days if not deposited. Accept promptly to avoid any issues.

Get Funds in Minutes

Apply now and receive your money via E-Transfer today.

Apply Now — It's Free

Our Commitments

01

Regulatory Adherence

We comply with all government regulations in our service areas including Ontario and Saskatchewan.

02

Responsible Lending

No refinances, rollovers, or extensions. We lend responsibly to protect your financial wellbeing.

03

Transparent Policies

Clear terms on payments, fees, and implications of non-payment — no hidden surprises.

Contact Us

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