Getting a payday loan has never been easier. Follow these simple steps to get cash in your account today.
Four simple steps to get your money
Complete the online Payday Loan application quickly and easily. Takes only 5 minutes.
We assess your application promptly. Send in your bank transactions for your last payday including the bank balance after each transaction.
Receive a confirmation email if approved. No traditional credit check required.
Your funds are emailed immediately via Interac E-Transfer directly to your bank account.
Have these ready before you apply
Government-issued photo ID (driver's license, passport, or provincial ID)
90-day bank statement showing running balance after each transaction
Pay stubs or employment letter showing regular income of $400+ per pay
Valid email address and phone number for approval notifications
Active Canadian bank account in your name, open for at least 90 days.
Regular income of $400 or more per pay period.
Bank statement showing running balance after each transaction.
Must be a resident of Ontario or Saskatchewan.
We comply with all government regulations in our service areas
No refinances, rollovers, or extensions
Clear terms on payments, fees, and implications of non-payment
Repayment Period: Min 61 days, Max 63 days. | Max APR: 365% including all fees. | Example: Borrow $500 for 14 days. Cost: $70. Total: $570. Max cost per $100: $14.00.
