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Licensed Lender in Ontario & Saskatchewan

Same Day Payday Loans in Regina

Access up to $1,500 in just 20 minutes. With same-day payday loans in Regina, tackle unexpected expenses effortlessly. Simple application, instant approval, same-day E-Transfer.

No credit check
Same-day funding
Transparent fees

Serving Regina

Regina is Saskatchewan's capital and a hub for government, agriculture, and energy-sector employment, centred around Wascana Lake and Wascana Centre in the heart of the city, with a mix of long-established neighbourhoods and newer suburban growth.

AppleTree Cash's fully online application and E-Transfer funding fit Regina's shift-work and government-payroll schedules — apply any time, seven days a week, without needing to reach a branch during business hours.

Eligibility for Payday Loans in Regina

Most applicants who meet our basic requirements are approved.

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Canadian Resident

You must be a resident of Ontario or Saskatchewan

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Age Requirement

You must be 18 years of age or older

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Employment Status

Currently employed or receiving regular government income

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Minimum Income

Earn at least $400 per pay period

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Bank Account

An active Canadian bank account in your name with a minimum balance of $200 on payday

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Bank History

Bank account open for at least 90 days

Start Your Application

Transparent Pricing for Payday Loans in Regina

Know exactly what you'll pay before you borrow — no hidden fees.

Borrow$500
Term62 days
Fee ($14 per $100)$70
Total to Repay$570
Maximum APR365%
APR for this example82.42%

Why Choose AppleTree Cash in Regina?

Simple and fast loans tailored for Regina residents.

5-Minute Approval

Get approved in just 5 minutes with our streamlined application process.

Funds in 20 Minutes

Receive your money via E-Transfer within 20 minutes of approval.

Secure & Licensed

Fully licensed lender in Ontario and Saskatchewan with secure data protection.

Up to $1,500

Borrow between $100 and $1,500 based on your income and needs.

How Our Payday Loans Work

Get your cash in three simple steps

1

APPLY ONLINE

Complete the online application quickly and easily

2

APPLICATION REVIEW

We assess your application promptly and securely

3

APPROVAL CONFIRMATION

Receive a confirmation email if approved

4

INSTANT FUNDS

Your funds are sent immediately via E-Transfer

Start Your Application

Payday Loans for Regina Residents

Fast, online lending built for how Regina people live and work.

Whether you're near downtown, the Wascana area, or one of Regina's suburban neighbourhoods, financial surprises can arise at any time. AppleTree Cash serves Regina residents through a fully online process — no branch visit, no fax, no delay. Complete our secure application in about five minutes and get approved the same day. Funds are sent directly to your bank account via Interac E-Transfer, typically within 20 minutes. We're licensed in Saskatchewan under the Consumer Protection and Business Practices Act, with a flat fee of $14 per $100.

Frequently Asked Questions — Regina Payday Loans

Is AppleTree Cash licensed to lend in Regina?

Yes. We're a fully licensed payday lender under Saskatchewan's Consumer Protection and Business Practices Act, covering Regina and the rest of the province.

Can I get a payday loan in Regina if I'm on EI or disability?

Yes. EI, CPP, ODSP, and other government income sources are all accepted as qualifying income.

How fast are Regina payday loan approvals?

Most Regina applications are approved within 5 minutes, with E-Transfer funds arriving within 20 minutes — including evenings and weekends.

Is there a credit check for payday loans in Regina?

No traditional credit check. Regina applicants are assessed on income and banking history.

Ready to Get Started?

Apply now and get up to $1,500 deposited to your account today.

Apply Now — It's Free

Compliance & Responsible Lending

1

Regulatory Adherence

We comply with all government regulations in our service areas

2

Responsible Lending

No refinances, rollovers, or extensions

3

Transparent Policies

Clear terms on payments, fees, and implications of non-payment

1. Minimum and Maximum Repayment Period

Loan term62 days

2. Maximum Annual Percentage Rate (APR)

Maximum APR365%
Cost per $100 borrowed$14.00

3. Representative Example of Total Loan Cost

Loan amount$500
Term62 days
Total cost of borrowing$70
Total repayment$570
APR for this example82.42%

Contact Us

Hours

7 days a week. 6AM to 6PM (EST)