Access up to $1,500 in just 20 minutes. With same-day payday loans in North York, tackle unexpected expenses effortlessly. Simple application, instant approval, same-day E-Transfer.
North York is Toronto's dense midtown-north hub, anchored by the North York City Centre around Yonge and Sheppard, with high-rise residential towers, major employers, and the Yonge subway line running straight through it. Neighbourhoods like Willowdale, Don Mills, and Bathurst Manor mix long-time families with a large newcomer population.
AppleTree Cash's fully online application and E-Transfer funding fit that fast-paced, transit-connected lifestyle — apply any time, seven days a week, without needing to reach a branch during business hours.
Most applicants who meet our basic requirements are approved.
You must be a resident of Ontario or Saskatchewan
You must be 18 years of age or older
Currently employed or receiving regular government income
Earn at least $400 per pay period
An active Canadian bank account in your name with a minimum balance of $200 on payday
Bank account open for at least 90 days
Know exactly what you'll pay before you borrow — no hidden fees.
Simple and fast loans tailored for North York residents.
Get approved in just 5 minutes with our streamlined application process.
Receive your money via E-Transfer within 20 minutes of approval.
Fully licensed lender in Ontario and Saskatchewan with secure data protection.
Borrow between $100 and $1,500 based on your income and needs.
Get your cash in three simple steps
Complete the online application quickly and easily
We assess your application promptly and securely
Receive a confirmation email if approved
Your funds are sent immediately via E-Transfer
Fast, online lending built for how North York people live and work.
Whether you're near the Yonge-Sheppard core, Don Mills, or Bathurst Manor, financial surprises can arise at any time. AppleTree Cash serves North York residents through a fully online process — no branch visit, no fax, no delay. Complete our secure application in about five minutes and get approved the same day. Funds are sent directly to your bank account via Interac E-Transfer, typically within 20 minutes. We're licensed in Ontario under the Payday Loans Act, 2008, with a flat fee of $14 per $100.
Yes. We're licensed under Ontario's Payday Loans Act, 2008, and regulated by FSRA — covering North York and the rest of Ontario.
Yes. EI, CPP, ODSP, and other government income sources are all accepted as qualifying income.
Most North York applications are approved within 5 minutes, with E-Transfer funds arriving within 20 minutes — including evenings and weekends.
No traditional credit check. North York applicants are assessed on income and banking history.
Apply now and get up to $1,500 deposited to your account today.
Apply Now — It's FreeWe comply with all government regulations in our service areas
No refinances, rollovers, or extensions
Clear terms on payments, fees, and implications of non-payment
1. Minimum and Maximum Repayment Period
2. Maximum Annual Percentage Rate (APR)
3. Representative Example of Total Loan Cost
